Appraisal, Chattel, & Credit Review Managers

Michael Sprouse, MRICS

AQB Certified USPAP Instructor

RICS logo.jpg

BIO
Sprouse has over 3 decades of full time commercial real estate appraisal experience including most recently two years as a multi-state $20 billion Farm Credit Association In-House Audit Review Appraisal Manager.


EDUCATION
Degree, BS Finance
Southern Illinois University

Edwardsville, IL

APPRAISAL LICENSE CERTIFICATIONS
Illinois Certified General R.E. Appraiser (553.001067)
Florida Certified General R E Appraiser (RZ 1005)

CREDENTIALS:
Appraisal Designations
MRICS (London & New York)

AQB Certified USPAP Instructor #44990
Appraisal Foundation, (Washington, DC)

MPS Video Resume

Review Appraiser's Video Resume

Steve Hale

BIO
Accomplished Financial Services Professional skilled in managing and resolving difficult financial institutional issues resulting in improved bottom-line and stockholder value working with international and domestic financial institutions.  Past professional experience included: President/Chief Executive Officer, Senior Vice President/Chief Credit Officer, Vice President-Special Assets, and Vice President-Audit & Review in both Wholesale and Retail organizations.

EDUCATION
BS Degree, Illinois State University

FARM CREDIT EXECUTIVE CREDENTIALS:
President/CEO of 5 Financial Service Institutions (Retail Commercial & Mortgage Lending)

SIGNIFICANT ACCOMPLISHMENTS

  • Responsible for $13.0 billion wholesale/retail portfolios of agricultural commercial and mortgage loan facilities originated in thirteen States and two Farm Credit Districts;

  • Improved asset quality to highest level in bank history;

  • Negotiated sale of $160.0 million non-performing asset portfolio;

  • Resolved largest bankruptcy in Farm Credit System history;

  • Member of Bank Executive Management Team;

  • Chairman of Bank Credit Committee; and

  • Vice Chairman of Bank Pricing Committee and Asset/Liability Committee.

©2020 by appraisal & credit advisors, llc