Appraisal, Chattel, & Credit Review Managers
Michael Sprouse, MRICS
AQB Certified USPAP Instructor
BIO
Sprouse has over 3 decades of full time commercial real estate appraisal experience including most recently two years as a multi-state $20 billion Farm Credit Association In-House Audit Review Appraisal Manager.
EDUCATION
Degree, BS Finance
Southern Illinois University
Edwardsville, IL
APPRAISAL LICENSE CERTIFICATIONS
Illinois Certified General R.E. Appraiser (553.001067)
Florida Certified General R E Appraiser (RZ 1005)
CREDENTIALS:
Appraisal Designations
MRICS (London & New York)
AQB Certified USPAP Instructor #44990
Appraisal Foundation, (Washington, DC)
Review Appraiser's Video Resume
Steve Hale
BIO
Accomplished Financial Services Professional skilled in managing and resolving difficult financial institutional issues resulting in improved bottom-line and stockholder value working with international and domestic financial institutions. Past professional experience included: President/Chief Executive Officer, Senior Vice President/Chief Credit Officer, Vice President-Special Assets, and Vice President-Audit & Review in both Wholesale and Retail organizations.
EDUCATION
BS Degree, Illinois State University
FARM CREDIT EXECUTIVE CREDENTIALS:
President/CEO of 5 Financial Service Institutions (Retail Commercial & Mortgage Lending)
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SIGNIFICANT ACCOMPLISHMENTS
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Responsible for $13.0 billion wholesale/retail portfolios of agricultural commercial and mortgage loan facilities originated in thirteen States and two Farm Credit Districts;
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Improved asset quality to highest level in bank history;
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Negotiated sale of $160.0 million non-performing asset portfolio;
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Resolved largest bankruptcy in Farm Credit System history;
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Member of Bank Executive Management Team;
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Chairman of Bank Credit Committee; and
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Vice Chairman of Bank Pricing Committee and Asset/Liability Committee.